VA housing grants provide help for Veterans and service members with severe service-connected disabilities to buy, build, or modify a home for independent, barrier-free living. The grants provide up to 50% of the total cost of a home up to a maximum of $126,526 (whichever is less) for the 2026 fiscal year. (Because home values change, grant limits can increase year-to-year.)
Key VA Housing Grant Types
The VA offers three types of grants.
- Specially Adapted Housing (SAH) Grant: Up to $126,526 for major structural changes, building, or purchasing a wheelchair-accessible home for Veterans with severe impairments. You can use the grant up to 6 times over your lifetime, provided the total cumulative amount does not exceed the maximum cap.
- Special Home Adaptation (SHA) Grant: Up to $25,350 for targeted modifications like roll-in showers, widened doorways, or ramps. The SHA grants are usable for as many as six adaptations over a lifetime.
- Temporary Residence Adaptation (TRA) Grant: Up to $50,961 for SAH-qualified or $9,100 for SHA-qualified Veterans to temporarily modify a family member's home where the Veteran is living.
Which Grant is Best for You?
The main difference between a Specially Adapted Housing grant (SAH) and a Special Housing Adaptation (SHA) grant is the type of disability the service member has sustained.
Specially Adapted Housing grants apply to service members who have injuries like loss of multiple limbs, severe burns, or paralysis that affect their ability to move and to navigate through their home.
Special Housing Adaption grants are for Veterans who have, for example, lost the use of both hands have severe burns, or have respiratory injuries who can move throughout the house but require help from a caregiver to perform the tasks of daily living.
A Temporary Residence Adaptation grant helps with changes to a temporary residence. These grants may apply if the service member rents their home or currently lives with a family member but plans to move out. Such Veterans may be eligible for a TRA.
If you qualify for a housing grant it does not have to be repaid.
How to Apply
- Fill out VA Form 26-4555 (Application in Acquiring Specially Adapted Housing or Special Home Adaptation Grant). Submit the form online via eBenefits or through your local VA Regional Loan Center.
- The VA will assign an SAH agent to evaluate your medical evidence, property plans, and oversee project inspections.
For more information visit: https://www.va.gov/housing-assistance/disability-housing-grants/
Veterans: Boost Your Chances of Winning Disability Benefits.
The path to winning VA disability benefits can be long and difficult to navigate. But when you hire an experienced VA disability attorney you have a much greater chance of winning your claim than if you have no representation. The VA’s own statistics from the Board of Veterans Appeals show that in fiscal 2024 nearly 43% of appeals were approved with attorney representation, compared to less than 30% without representation.
Veterans represented by attorneys also experience a lower denial rate for their claims. The denial rate for Veterans with attorney representation before the BVA was less than 15% compared to more than 21% of claims were denied among those Veterans with no representative to fight for their rights. VA disability attorneys also had a higher success rate than any of the Veteran Service Organizations.
Source: Department of Veterans Affairs (VA) Board of Veterans’ Appeals Annual Report Fiscal Year (FY) 2024
For a free evaluation of your specific situation contact us at Cuddigan Law where you have a dedicated team of professionals in your corner who understand the system and who will fight for your rights.
