Question of the Month: I am applying for Social Security disability and money is tight. Should I drop my health insurance?

 

The very short answer is no, don’t drop your health insurance.

Detailed and up-to-date medical records are absolutely critical to winning your case for Social Security disability benefits. After slogging through the complex and frustrating disability process, the last thing you want is a lack of records torpedoing your case. You need your medical records and that means you will need health insurance so you can continue to see your healthcare providers. 

To lower your medical insurance costs check out options like Medicaid or plans through your employer (such as COBRA).  If you absolutely must stop paying your health insurance premiums, look for local low-cost or free healthcare clinics.

Sean D. Cuddigan
SSA and VA Disability Attorney in Omaha, Nebraska
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