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Frequently Asked Questions

1. What is the definition of Disability used by Social Security?

Under the Social Security Act, “disability” means “inability to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment which can be expected to result in death or has lasted or can be expected to last for a continuous period of not less than 12 months.”

2. What does a lawyer charge?

In almost all cases, the attorney receives 25 % of the past due benefits up to a maximum fee of $6,000 if the claimant wins and no fee if the claimant loses.

3. What process does Social Security use to determine disability?

Social Security is supposed to gather your medical records and carefully consider all of your health problems, as well as your age, education, and work experience. In general, Social Security is supposed to decide whether you are able to do your past work. If Social Security decides that you are unable to do your past work, they are supposed to consider whether there is any other work which you can do considering your health problems and your age, education, and work experience.

4. Who decides if I am disabled?

After an individual files a Social Security Disability claim, the case is sent to a disability examiner at the Disability Determination agency in your state. This individual, working with a doctor, makes the initial decision on the claim. If the claim is denied and the individual requests Reconsideration, the case is then sent to another disability examiner at the Disability Determination agency, where it goes through much the same process. If a claim is denied at reconsideration, the claimant may then request a hearing. At this point, the case is sent to an Administrative Law Judge who works for Social Security. The Administrative Law Judge makes an independent decision upon the claim. This is the only level at which the claimant and the decision maker get to see each other.

5. What can I do to improve my chances of being awarded benefits?

Be honest and complete in giving information to Social Security about what is disabling you. Many claimants, for instance, fail to mention their psychiatric problems to Social Security because they are embarrassed about them. In almost all cases, individuals who were slow learners in school fail to mention this fact to Social Security, even though it can have a good deal to do with whether or not the Social Security disability claim is approved. Beyond being honest and complete with Social Security, the most important thing you can do is just keep appealing and hire an experienced person to represent you. It is important to appeal because most claims are denied at the initial level, but are approved at higher levels of review. It is important to hire an experienced person to represent you because you do not understand the way Social Security works. Statistically, claimants who employ an attorney to represent them are much more likely to win than those who go unrepresented.

6. Social Security said that I would be able to return to work sometime in the next year. Should I wait to see if I get better or should I appeal?

It is important to appeal because most claims are denied at the initial level, but are approved at higher levels of review. Waiting to see if you get better would mean that you start over at the end of the line if in fact you were not able to return to work within a year from when you became unable to work.

Timothy J. Cuddigan
10855 West Dodge Road - Suite 100
Omaha, NE 68154-2666
Phone: (402) 397-2000
Toll Free: (888) 742-9114
Fax: (402) 397-0803
Email

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